My Workers’ Compensation Benefits Have Been Terminated. What Should I Do?
If you got hurt at work and you have been relying on your workers’ compensation benefits to get by, suddenly losing those benefits can be devastating. Whether you are still undergoing treatment or therapy, you have been unable to work, you were forced to accept a lower-paying position during your recovery, or you are dealing with any combination of the above, finding out that your benefits have been terminated can leave you feeling helpless and with no place to turn. Understanding Your Right to Workers’ Compensation Benefits in Illinois In Illinois, workers’ compensation benefits for non-fatal injuries fall into three categories: (i) medical benefits, (ii) disability benefits, and (iii) vocational rehabilitation and maintenance benefits. The rules for termination of each of these types of benefits vary: 1. Medical Benefits Under Illinois law, if you are eligible for workers’ compensation, you are entitled to coverage for all of the medical expenses you incur as a result of a job-related injury. This includes doctor visits, outpatient and inpatient care, surgical procedures, physical therapy, prescriptions and medical devices, and any other diagnosis or treatment-related expenses. Oftentimes, employers and their workers’ compensation insurance companies will attempt to terminate medical benefits by claiming that the employee has reached “maximum medical improvement” or “MMI”. This refers to the point at which additional medical treatment will not have a significant impact on your health or wellbeing. If you are being denied medical benefits on the grounds that you have achieved your MMI, you should speak with a […]